Benefits calculator

What your spending would be worth

Takes about 30 secondsSame card base as in our consultationsMethodology fully disclosed

Step 1 of 14 · Business

Spending scope

Airlines

Direct bookings with airlines

Business

500

Result preview

What your result could look like

Example calculation

Annual yield of your spending

435,600

Unused valueValue

$41,905

Cashback value

43.7%

Free flights per class

How to read the cards: 435,600 miles & points cover one of the three options, not all of them together. Either 58 economy flights, or 5 business flights, or 4 first-class flights.

Continental & medium haul

Economy

58 flights

Long haul intercontinental

Business

5 flights

First Class Suite

First Class

4 flights

Free hotel nights per class

The same miles & points, redeemed as hotel nights instead. Here too: one of the three options, not all. And not on top of the flights above. Either 54 standard nights, or 29 premium nights, or 14 luxury nights.

Business stays

Standard

54 hotel nights

5-star resorts

Premium

29 hotel nights

Overwater & suites

Luxury

14 hotel nights

Calculate with your own numbers

Documented, not claimed

What redeemed miles and points look like

Two documented bookings from our own archive. Your calculator result shows how many flights and nights like these are in your spending.

Singapore Airlines Business Class

Booked2 travelersFeb 16, 2027

CPH → SIN

Copenhagen → Singapore · SQ351 · Business · 12:00 → 07:30 · $568.50 per person

Paid in cash: $1,137; Value $6,758
Miles: 96,000
Cents per mile: 5.86¢
Savings: 83%; $5,621

Park Hyatt Maldives

Completed2 travelersFeb 19–28, 2025 · 9 nights

Park Hyatt Maldives

Hadahaa, Maldives · $146.67 per person per night

Paid in cash: $2,640; Value $19,090
Points: 315,000
Cents per point: 6.06¢
Savings: 86%; $16,450

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