---
title: "What is Baggage liability? | Benefit Systems"
description: "Baggage liability is an airline's obligation for delayed, damaged or lost luggage, capped at a maximum amount per passenger."
source: "aus dem gebauten HTML abgeleitet"
---
# What is Baggage liability?

Baggage liability is an airline’s obligation for delayed, damaged or lost luggage, capped at a maximum amount per passenger.

Also called: Airline liability for baggage.

## How it works #

What is paid is proven loss up to the cap, not the replacement value of a suitcase full of keepsakes. Valuables, electronics, medication and documents are routinely excluded in the conditions of carriage and belong in hand luggage. Deadlines decide everything: damage reported too late is lost no matter how large it was.

## Not to be confused with #

Baggage liability is not the same as baggage insurance: liability falls on the airline by law, insurance rests on a separate contract you bought.

## In German #

The German term is Gepäckhaftung. [German version of this term](/de/glossar/gepaeckhaftung)

## Related terms #

- [Property irregularity report](/en/glossary/property-irregularity-report): A property irregularity report is the record filed at the airport for missing or damaged baggage and the basis of every later claim.
- [Montreal Convention](/en/glossary/montreal-convention): The Montreal Convention is an international treaty governing airline liability for baggage, delay and personal injury on international journeys.
- [Through-checked baggage](/en/glossary/through-checked-baggage): Through-checked baggage is luggage tagged to the final destination at the first departure, so it does not need collecting at the connecting airport.

## Articles that use this term #

- [How much is an airline liable for your luggage?](/en/knowledge/baggage-liability)
- [What happens when your bag doesn’t arrive?](/en/knowledge/delayed-baggage)
- [How long do you have to report damaged luggage?](/en/knowledge/damaged-baggage-deadlines)