---
title: "What is DACH region? | Benefit Systems"
description: "The DACH region is the shared German-speaking market of Germany, Austria and Switzerland, named after the country codes D, A and CH."
source: "aus dem gebauten HTML abgeleitet"
---
# What is DACH region?

The DACH region is the shared German-speaking market of Germany, Austria and Switzerland, named after the country codes D, A and CH.

Also called: DACH, German-speaking region.

## How it works #

DACH is a market label, not a legal area. Germany and Austria sit inside the EU and the euro area, Switzerland in neither. The common ground ends where law and payments begin: the EU cap on interchange fees and the air passenger rights regulation bind Germany and Austria, while Switzerland follows its own rules. What the three do share is a language, one distribution territory and the habit of providers releasing a product across all three at once. An applicant from the DACH region is assessed abroad by country of residence, tax residency and existing file, not by region.

## Not to be confused with #

The DACH region is not the same as the EU, and not the same as the German market: Switzerland belongs to neither the EU nor the euro area, and Liechtenstein is counted in or out depending on the definition. A statement about DACH therefore does not hold for each of the three countries automatically.

## In German #

The German term is DACH-Raum. [German version of this term](/de/glossar/dach-raum)

## Related terms #

- [Interchange fee](/en/glossary/interchange-fee): An interchange fee is the share of a card payment that the merchant’s bank pays to the card issuer, and it is what funds points programmes.
- [EU passenger rights regulation](/en/glossary/eu-passenger-rights-regulation): The EU passenger rights regulation is the European law governing claims for cancellation, long delay and denied boarding, regardless of ticket price.
- [Credit score](/en/glossary/credit-score): A credit score is a number a bureau uses to express how likely a person is to meet their payment obligations.

## Articles that use this term #

- [hard-pull-vs-soft-pull](/en/knowledge/hard-pull-vs-soft-pull)
- [us-business-credit-from-abroad](/en/knowledge/us-business-credit-from-abroad)
- [global-card-transfer-to-the-us](/en/knowledge/global-card-transfer-to-the-us)
- [how-us-credit-reports-work](/en/knowledge/how-us-credit-reports-work)
- [statement-date-vs-due-date](/en/knowledge/statement-date-vs-due-date)