---
title: "What is Points plus cash? | Benefit Systems"
description: "Points plus cash is a redemption format in which part of the price is settled with points and the remainder with money."
source: "aus dem gebauten HTML abgeleitet"
---
# What is Points plus cash?

Points plus cash is a redemption format in which part of the price is settled with points and the remainder with money.

Also called: Cash and points, Co-pay.

## How it works #

The cash portion works out as buying points at the programme’s own rate, and that rate is nearly always below what the same points achieve in a straight redemption. The format therefore pays off in two situations only: the balance falls just short of a full award, or the mixed booking is refundable when the full award is not.

## Not to be confused with #

Points plus cash is not the same as the taxes and fees on an award ticket: those are charged on top and cannot be replaced with points.

## In German #

The German term is Punkte plus Zuzahlung. [German version of this term](/de/glossar/punkte-plus-zuzahlung)

## Related terms #

- [Cents per point](/en/glossary/cents-per-point): Cents per point is the measure of a redemption’s value: the cash price avoided, minus any co-payment, divided by the number of points spent.
- [Buying points](/en/glossary/buying-points): Buying points is the direct purchase of miles or points from the programme for cash, usually at a rate above what those points are worth on redemption.
- [Hotel award category](/en/glossary/hotel-award-category): A hotel award category is the price tier a loyalty programme assigns to a property, from which the points price per night follows.

## Articles that use this term #

- [How do points-plus-cash rates work?](/en/knowledge/points-plus-cash)
- [Is buying points ever worth it?](/en/knowledge/buying-points)
- [Points or cash: how do you decide?](/en/knowledge/points-or-cash)
- [How do hotel award categories work?](/en/knowledge/hotel-award-categories)
- [How does fifth night free work?](/en/knowledge/fifth-night-free)