---
title: "What are Transferable points? | Benefit Systems"
description: "Transferable points are points held by a bank or card issuer that can be converted into the currencies of several airline and hotel programmes."
source: "aus dem gebauten HTML abgeleitet"
---
# What are Transferable points?

Transferable points are points held by a bank or card issuer that can be converted into the currencies of several airline and hotel programmes.

Also called: Bank points, Flexible points.

## How it works #

Transferable points have several exits; an airline mile has exactly one. That difference is where the value sits: deciding which programme the points enter only at the moment of booking gives partial cover against any single programme devaluing. The price is a lower earning rate on some cards and the rule that a transfer, once made, is almost never reversible.

## Not to be confused with #

Transferable points are not the same as miles in a frequent flyer account: miles already sit with the airline and can no longer be moved into another currency.

## In German #

The German term is Transferierbare Punkte. [German version of this term](/de/glossar/transferierbare-punkte)

## Related terms #

- [Transfer partner](/en/glossary/transfer-partner): A transfer partner is an airline or hotel programme that a bank or card programme can convert its points into.
- [Transfer ratio](/en/glossary/transfer-ratio): The transfer ratio is the rate at which one programme’s points convert into another currency, such as one to one or three to one.
- [Mile](/en/glossary/mile): A mile is the currency unit of a frequent flyer programme: a credit in an airline account that can be exchanged for flights and other awards.

## Articles that use this term #

- [Why transferable bank points beat airline miles](/en/knowledge/transferable-points)
- [What is the difference between points and miles?](/en/knowledge/points-vs-miles)
- [How does transferring points to an airline work?](/en/knowledge/points-transfer)
- [What happens to my points during a devaluation?](/en/knowledge/devaluations)
- [When is a transfer bonus worth taking?](/en/knowledge/transfer-bonus)
- [Do miles expire, and how do you stop it?](/en/knowledge/miles-expiry)