Trip delay insurance is a card benefit that reimburses necessary extra costs during a long delay or an interrupted trip, such as hotels and meals.
Trip delay insurance is a card benefit that reimburses necessary extra costs during a long delay or an interrupted trip, such as hotels and meals.
Also called: Trip interruption cover.
How it works#
Cover starts after a minimum delay, requires the trip to have been paid with the card, and reimburses documented expenses up to a cap. It sits alongside statutory claims against the airline rather than replacing them: what the airline owes as duty of care is not paid twice. Receipts and written confirmation of the delay are a precondition for any payout.
Not to be confused with#
Trip delay insurance is not the same as statutory compensation: insurance reimburses actual costs, while compensation is a flat entitlement owed by the airline.
In German#
The German term is Reiseverzögerungsversicherung. German version of this term
Related terms#
- Primary coverage: Primary coverage means a card’s insurance pays first in a claim; secondary coverage only pays what another policy has not already covered.
- Duty of care: Duty of care covers meals, means of communication and, where needed, accommodation and transfers that an airline owes during a wait.
- Travel medical insurance: Travel medical insurance covers medical treatment abroad, including repatriation, which state health systems usually do not pay for.
Articles that use this term#
TopicEvery article and term onCards and money.