The DACH region is the shared German-speaking market of Germany, Austria and Switzerland, named after the country codes D, A and CH.
The DACH region is the shared German-speaking market of Germany, Austria and Switzerland, named after the country codes D, A and CH.
Also called: DACH, German-speaking region.
How it works#
DACH is a market label, not a legal area. Germany and Austria sit inside the EU and the euro area, Switzerland in neither. The common ground ends where law and payments begin: the EU cap on interchange fees and the air passenger rights regulation bind Germany and Austria, while Switzerland follows its own rules. What the three do share is a language, one distribution territory and the habit of providers releasing a product across all three at once. An applicant from the DACH region is assessed abroad by country of residence, tax residency and existing file, not by region.
Not to be confused with#
The DACH region is not the same as the EU, and not the same as the German market: Switzerland belongs to neither the EU nor the euro area, and Liechtenstein is counted in or out depending on the definition. A statement about DACH therefore does not hold for each of the three countries automatically.
In German#
The German term is DACH-Raum. German version of this term
Related terms#
- Interchange fee: An interchange fee is the share of a card payment that the merchant’s bank pays to the card issuer, and it is what funds points programmes.
- EU passenger rights regulation: The EU passenger rights regulation is the European law governing claims for cancellation, long delay and denied boarding, regardless of ticket price.
- Credit score: A credit score is a number a bureau uses to express how likely a person is to meet their payment obligations.
Articles that use this term#
TopicEvery article and term onCredit score.
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