Glossary

What is Transfer partner?

A transfer partner is an airline or hotel programme that a bank or card programme can convert its points into.

A transfer partner is an airline or hotel programme that a bank or card programme can convert its points into.

How it works#

The partner list decides what a points balance is practically worth. Two cards with the same earning rate differ mainly in which programmes they can feed and how long a transfer takes. Partner lists are not permanent: programmes join and leave, usually on short notice. That is why availability is checked first and the transfer made second, never the other way round.

Not to be confused with#

A transfer partner is not the same as an alliance partner: a transfer partner accepts points, while an alliance partner shares routes and recognises elite status.

In German#

The German term is Transferpartner. German version of this term

  • Transferable points: Transferable points are points held by a bank or card issuer that can be converted into the currencies of several airline and hotel programmes.
  • Transfer ratio: The transfer ratio is the rate at which one programme’s points convert into another currency, such as one to one or three to one.
  • Transfer bonus: A transfer bonus is a temporary uplift on the transfer ratio: the same number of points briefly arrives as more miles in the destination programme.

Articles that use this term#

TopicEvery article and term onPoints and miles.
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